Peace-of-mind Pet Protection with Nationwide® Pet Insurance
Pets are so much more than just animals. They’re cherished members of our families. Just as we seek protection for our loved ones with health insurance, pet insurance has emerged as a crucial tool for safeguarding our furry, feathered, or scaled companions against unforeseen medical expenses.
While you can’t always anticipate accidents and illnesses, Nationwide® pet insurance helps make it a little easier to be prepared for them. From preventive care to medical emergencies, Nationwide® protects pets when they need it the most. Learn more about what pet insurance is, how it works, and why it might benefit your extended family.
What Is Pet Insurance? What Does It Cover?
Pet insurance is a policy purchased by a pet owner to help with veterinary bills. Much like human health insurance, pet insurance policies offer various levels of coverage. They typically cover accidents, illnesses, routine check-ups, and preventive care. Pet insurance can cover everything from emergency medical treatments and surgeries to vaccinations and diagnostic tests depending on the policy.
By understanding the basics of pet insurance and what to look for in a policy, you can make an informed decision that benefits you and your beloved pet. You must select an insurance plan based on your budget and pet’s needs. Plans vary in deductibles, reimbursement levels, and annual or incident coverage limits. Most pet insurance plans allow you to visit any licensed veterinarian instead of only specific network providers. Pet insurance policies generally fall into these categories:
- Accident-Only Plans – These plans cover pet injuries and emergencies resulting from accidents, such as broken bones or ingesting something harmful.
- Wellness Plans – Also known as preventive or routine care coverage, these plans may cover vaccinations, annual wellness exams, spaying and neutering, microchipping, deworming, heartworm/flea/tick treatments, and other preventive measures to keep pets healthy. Wellness plans are often referred to as add-ons to comprehensive pet insurance policies.
- Comprehensive Plans – Offering the most extensive coverage, these plans cover both accidents and illnesses, including diseases, infections, and sometimes even hereditary conditions.
How Does Pet Insurance for Dogs & Cats Work?
Pet insurance policies for dogs and cats usually work on a cost-reimbursement model. You pay the veterinary bill out of pocket at the time of service. Afterward, you must submit a claim to the insurance company along with your receipts and any required visit documentation. Once your claim for medical expenses is processed, the insurance company reimburses you for a percentage of the total bill, minus any deductible or non-covered expenses, according to your policy’s terms. For your convenience, reimbursements with Nationwide® coverage may be in the form of a check or direct deposit.
Is Pet Insurance Worth It for Pet Owners?
Deciding whether pet insurance is worth it depends on various factors, including your pet’s health, your financial situation, and your willingness to take risks. Pet insurance can significantly reduce the financial burden of unexpected medical emergencies or treatment for chronic illnesses. Knowing you have coverage can allow you to make medical decisions for your pet based on what’s necessary instead of what you can afford.
Pet insurance is a personal choice that could make a huge difference in your pet’s health and well-being, not to mention your peace of mind. When selecting the best pet insurance for your pets, consider what you can afford in terms of monthly premiums versus potential out-of-pocket costs. Carefully review what each plan covers and excludes, including any limits on reimbursements or conditions that are considered pre-existing. It’s essential to compare plans and read the fine print for your protection. Your pet’s breed, age, and pre-existing conditions can influence what type of coverage your pet needs. A comprehensive plan may be the more economical choice in the long run.
What Are the Benefits of Pet Insurance?
Pet insurance allows pet owners to manage veterinary costs and ensure their pets receive necessary care. Consider these noteworthy benefits of pet insurance when making your decision:
- Financial Security – Veterinary care can be expensive, especially in emergencies or chronic conditions. Pet insurance makes it easier to manage these unexpected expenses, giving you more financial security.
- Comprehensive Medical Care – Pet insurance helps pet owners afford to provide their pets with the best possible veterinary care. This ensures a healthier and potentially longer life for their favorite companions.
- Peace-of-Mind Pet Protection – Knowing that you’re prepared for any medical issues your pet might face can relieve the stress of dealing with unexpected veterinary care and bills.
Why Nationwide® Is the Best Pet Insurance
Nationwide® policies cover many medical issues and conditions related to accidents and illnesses, including cancer. Coverage is available for dogs, cats, birds, and exotic pets, plus optional wellness care coverage add-ons for vaccinations, flea/tick preventive treatments, and more. Policyholders can see any veterinarian worldwide – even specialists and emergency care providers. Pet owners enjoy many policy perks, including a year-long window to file claims, fast claim processing, the ability to expand policy benefits with optional wellness plans, vet telehealth services from home, coverage for diagnostic exam fees, an option for unlimited annual payouts, and more. Best of all, you may be eligible for a group discount, which makes this peace-of-mind year-round pet protection even more affordable.
One of the Nation’s Oldest & Trusted Pet Insurance Providers
Nationwide® is one of the nation’s oldest and largest pet health insurance providers and is the #1 choice in America for pet insurance. Their extensive experience translates into a deep understanding of pet health needs and customer service excellence.
Nationwide® pet insurance policies are flexible and customizable, so you get complete coverage and complete confidence that you’ve made the best choice for your monthly budget. To enroll or for more information about Nationwide® pet insurance in the Greater Massachusetts Area, contact 877-738-7874 and mention North Brookfield Savings Bank or click the button below.
Have Questions About Pet Insurance? Contact Us Today!
North Brookfield Savings Bank is not affiliated with Nationwide® Insurance. Pet insurance service is offered by Nationwide® and not by North Brookfield Savings Bank. Because we care about building relationships that matter with our Central and Western customers, we often recommend pet insurance policies to help them maintain their financial security. For any questions or concerns you may have regarding the benefits of pet insurance, please contact us. We pride ourselves on exceptional customer service at our full-service branches.
You are able to enroll at any time. To enroll or for more information, contact 877-738-7874 and mention North Brookfield Savings Bank or click the button below.
Enroll with Pet Insurance Discount Pricing
Pet Insurance 101 I Pet Owner Topics
North Brookfield Savings Bank is not affiliated with Nationwide® Insurance. Pet insurance service is offered by Nationwide® and not by North Brookfield Savings Bank.
